be able to get a lower interest rate, which will lower your monthly payment.
Check with the bank when to try to refinance your student loan, you may be able to extend the time period for the loan. A longer time to pay back means the monthly payment will be lower. You might pay more money in the long term, but you goal now is to get the payments to an affordable level.
You might want to check with your employer, many companies will offer student loan assistance as a recruiting and retention tool. Remember, every little bit helps. Check with your local charities, some of them may help with student loan debt in exchange for volunteer service.
Depending on your circumstances, the amount of loan that you have and the number of loans that you have, you may find that refinancing your student loan is the right thing to do and could save you a substantial amount of money.
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