Before you get a student loan, you need to consider carefully just how much money you truly will need.  You should never borrow more money than is necessary, because you have to repay the loan.  There is nothing more discouraging than obtaining your degree and getting your first real job and not being able to have a good lifestyle because you have a lot of student loan debt. 

Before getting into debt with a student loan, you should check with your college or university to determine just how much money it will cost you to attend college.  If you are able to get a scholarship or grant, you should deduct this amount from the estimated cost and then borrow only as much as you estimate that you need. 

Whenever possible, get a part time job.  Not only will it help pay for the cost of your education, but many employers look at what type of work experience that you have.  Even if the job is not related to your degree, the fact that you worked part time means a lot to your future employer.  It shows that you were able to hold down a job while going to school

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